Tim's Credentials & Experience

Tim has been helping individuals and families navigate the financial landscape consistently for more than 30 years and continues to expand his knowledge and expertise.


1976     Bachelor of Science in Marketing from Southern Illinois University

1981     Bachelor of Science in Accounting from Southern Illinois University

1983     Registered by University of Illinois as a Certified Public Accountant (CPA)

               Certificate of Membership in the American Institute of CPAs (AICPA)

               Admitted to Illinois CPA Society

1989     Became a General Securities Representative

1999     Became an Investment Advisor Representative

2005     Certified as a Personal Financial Specialist (PFS)

2007     Passed the Certified Financial Planner (CFP) exam

2012     Earned designation as a Certified Divorce Financial Analyst (CDFA)


Under Tim's direction, Elafros Financial Group is dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more independent financial future.